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Mortgage Refinance Companies in Manchester Township, NJ
Looking for a mortgage refinance company in Manchester Township? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Manchester Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Manchester Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
2001 NJ-70, Manchester Township, NJ 08759
7326571177
Chase Mortgage
1059 NJ-70, Manchester Township, NJ 08759
7326575786
A mortgage refinance company in Manchester Township New Jersey helps homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three days of application. Local companies understand Ocean County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Manchester Township Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title search and insurance of $500 to $1,000, and origination fees of 0.5% to 1% of the loan. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan amount. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Manchester Township?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect mortgage refinancing?
Yes. New Jersey has a three-day right of rescission for most refinances, allowing you to cancel without penalty. Also, lenders must follow the New Jersey Consumer Fraud Act during the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.