Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Matawan, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tidewater Mortgage Services, Inc.
30 Freneau Ave #2c, Matawan, NJ 07747
7329707777
Erickson Mortgage Group - Erickson Rosario
100 Matawan Rd Suite 325, Matawan, NJ 07747
3479950681
Guild Mortgage - Malvina Schwartz
76 Main St Suite 1, Matawan, NJ 07747
8484685181
Guild Mortgage Company
76 Main St Suite 1, Matawan, NJ 07747
8484685181
What Does a Mortgage Refinance Company in Matawan Cost?
Typical costs for refinancing a mortgage in New Jersey include an appraisal fee of 400 to 700 dollars, origination fees of 0.5% to 1% of the loan amount, and title insurance costing 500 to 1,200 dollars. New Jersey also imposes a mortgage recording tax of 0.23% on the refinanced amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Matawan New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the title search or appraisal is slow.
Are there New Jersey specific fees for refinancing a mortgage?
Yes, New Jersey charges a mortgage recording tax of 0.23% on the loan amount for refinances. You may also pay state transfer taxes and local recording fees.