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Compare Mortgage Refinance Companies in Mendham, NJ

Browse mortgage refinance companies serving Mendham, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Mendham, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 mortgage refinance companies in Mendham, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hilltop Mortgage Group
8 E Main St, Mendham, NJ 07945
(862) 259-3250 hilltopmtg.com
Chase Mortgage
98 E Main St, Mendham, NJ 07945
(973) 813-6034 chase.com

Mortgage refinance companies in Mendham, New Jersey help homeowners adjust their loan terms, lower interest rates, or access home equity. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Mendham residents often refinance to take advantage of changing rates or to switch from an adjustable-rate to a fixed-rate mortgage.

What Does a Mortgage Refinance Company in Mendham Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the loan amount. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Mendham?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there any New Jersey laws that affect mortgage refinancing?
Yes, New Jersey has a three-day right of rescission for most refinances, allowing you to cancel the loan without penalty. The state also limits prepayment penalties on certain mortgages.

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