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Find Mortgage Refinance Companies Near You in Merchantville, NJ
Browse mortgage refinance companies serving Merchantville, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Merchantville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Merchantville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Acre Lending Team
16 N Centre St, Merchantville, NJ 08109
8883558555
PNC Mortgage
26 W Maple Ave, Merchantville, NJ 08109
8566613125
Mortgage refinance companies in Merchantville, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a good faith estimate of closing costs within three business days of a loan application. Local refinance services can guide you through the process and explain state-specific rules like the New Jersey Home Ownership Security Act.
What Does a Mortgage Refinance Company in Merchantville Cost?
Typical costs for a mortgage refinance in New Jersey include an appraisal fee of $400 to $700, origination fees of 0.5% to 1% of the loan amount, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary based on your lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Merchantville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property appraisal and a credit report. Gather these documents early to speed up the process.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer. Your lender will provide a timeline estimate at the start.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.