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Find Mortgage Refinance Companies in Morris Plains, NJ
Browse mortgage refinance companies serving Morris Plains, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Morris Plains, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Morris Plains, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Weichert Financial Services
225 Littleton Rd, Morris Plains, NJ 07950
8008292274
Mortgage Access Corporation
225 Littleton Rd, Morris Plains, NJ 07950
8886056622
Advisors Mortgage Group
475 Speedwell Ave, Morris Plains, NJ 07950
8007789044
A mortgage refinance company in Morris Plains New Jersey helps homeowners replace their existing home loan with a new one. New Jersey law requires lenders to provide a Good Faith Estimate within three business days of application. Local companies can guide you through the process and explain state specific regulations like the New Jersey Home Ownership Security Act.
What Does a Mortgage Refinance Company in Morris Plains Cost?
Typical costs for a mortgage refinance in New Jersey range from 2 percent to 5 percent of the loan amount. For a 300,000 dollar loan this means 6,000 to 15,000 dollars in total fees. Common expenses include an appraisal fee of 400 to 700 dollars, title insurance of 1,500 to 3,000 dollars, and a New Jersey mortgage recording tax of about 690 dollars on a 300,000 dollar loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing in Morris Plains New Jersey?
The refinance process in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected. Your lender must provide a Loan Estimate within three business days of your application.
Are there New Jersey specific fees for refinancing a mortgage?
Yes New Jersey charges a mortgage recording tax which is 0.23 percent of the loan amount for most refinances. You may also pay state specific fees for title search and recording. These costs are in addition to standard lender fees like origination and appraisal.
Can I refinance a mortgage in New Jersey if I have a prepayment penalty?
New Jersey law does not ban prepayment penalties but they are rare on newer loans. If your current loan has a prepayment penalty you must pay it when you refinance. Check your original loan documents or ask your current lender for the exact penalty amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.