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Find Mortgage Refinance Companies Near You in Morristown, NJ
Looking for a mortgage refinance company in Morristown? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Morristown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 10 mortgage refinance companies in Morristown, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Morristown New Jersey can help you lower your interest rate or change your loan term. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of your application. Local companies understand Morris County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Morristown Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Morristown?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in New Jersey?
A typical refinance in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect mortgage refinancing?
Yes. New Jersey has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after closing. Also, lenders must follow the New Jersey Truth in Consumer Contract Act.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.