Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in New Brunswick, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Reel men sb hai
90 Paterson St, New Brunswick, NJ 08901
8559138637
Sanjay Gupta - 1492158 - Wells Fargo Home Mortgage
120 Albany St Ste B, New Brunswick, NJ 08901
7324894661
Crown Funding LLC
41 Bayard St suite 418, New Brunswick, NJ 08901
7322537323
What Does a Mortgage Refinance Company in New Brunswick Cost?
Typical costs for a mortgage refinance in New Jersey include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance which can cost 500 to 1,500 dollars. New Jersey also charges a mortgage recording fee of about 0.50 to 1.00 per 100 dollars of the loan. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in New Brunswick New Jersey?
You typically need pay stubs tax returns bank statements and a photo ID. New Jersey lenders also require proof of homeowners insurance and a property appraisal. The exact list varies by lender and loan type.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. New Jersey law does not set a specific time limit for the process.
Are there New Jersey specific fees for refinancing?
Yes New Jersey charges a mortgage recording fee which is based on the loan amount. You may also pay state transfer taxes and local property taxes at closing. These fees are disclosed in the Loan Estimate you receive within three business days.