Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in New Providence, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Citizens
1291 Springfield Ave, New Providence, NJ 07974
9082861075
South River Mortgage
219 South St Suite 102, New Providence, NJ 07974
8442306679
Chase Home Lending
75 South St, New Providence, NJ 07974
6023036290
What Does a Mortgage Refinance Company in New Providence Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. New Jersey also imposes a mortgage recording fee of about 0.23 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in New Providence?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a signed application form.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation or an appraisal is needed.
Are there New Jersey specific fees for refinancing?
Yes New Jersey charges a mortgage recording fee and a state transfer tax on the refinanced amount. These fees vary by county and loan size and are disclosed in the Loan Estimate.