Skip to main content

Find Mortgage Refinance Companies in North Arlington, NJ

Compare mortgage refinance companies in North Arlington. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
North Arlington, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in North Arlington, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keypoint Mortgage
125 Bathurst Ave, North Arlington, NJ 07031
2019989050
Crosstate Mortgage
211 Ridge Rd #26, North Arlington, NJ 07031
2019550045

Mortgage refinance companies in North Arlington, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of receiving a loan application. Local companies can guide you through the refinance process and explain state-specific requirements.

What Does a Mortgage Refinance Company in North Arlington Cost?

Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $600, title search and insurance of $500 to $1,000, and lender origination fees of 0.5% to 1% of the loan. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in North Arlington?
You typically need recent pay stubs, tax returns, bank statements, and a current mortgage statement. New Jersey lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there any New Jersey laws that affect mortgage refinancing?
Yes, New Jersey has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also caps certain fees like recording costs.