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Compare mortgage refinance companies in Nutley. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Nutley, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 10 mortgage refinance companies in Nutley, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lucid Mortgage
24 Coppola St Unit 4, Nutley, NJ 07110
9738033043
Bruce Silberman, Guaranteed Rate
139 Chestnut St Suite 1, Nutley, NJ 07110
9732020400
Adrian Martinez at Rate (NMLS #1354205)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9732418950
Marc Calicchio at Rate (NMLS #78468)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9735641495
Gary Marino at Rate (NMLS #41910)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9739398686
PRMG
653 Franklin Ave, Nutley, NJ 07110
9087230398
Rate
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9739398686
Brendan McMullen at Rate (NMLS #786168)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9739398662
Chase Home Lending
351 Centre St, Nutley, NJ 07110
8482487788
PNC Mortgage
495 Franklin Ave, Nutley, NJ 07110
9736622105
Mortgage refinance companies in Nutley New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Nutley property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Nutley Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $700), title insurance, and recording taxes. For a $300,000 loan, total costs might be $6,000 to $15,000. However, costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Nutley New Jersey?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. New Jersey lenders also require a property appraisal. Gather these documents ahead of time to speed up the process.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a Loan Estimate within three business days of your application.
Are there New Jersey specific fees for refinancing a mortgage?
Yes, New Jersey charges a mortgage recording tax which is typically 0.23% of the loan amount. You may also pay state transfer taxes if the loan amount changes. These fees are disclosed on your Closing Disclosure form.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.