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Browse mortgage refinance companies serving Oakland, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Oakland, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Oakland, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
345 Ramapo Valley Rd, Oakland, NJ 07436
2013374125
NJ Lenders Corp.- Mahwah, NJ
21 Franklin Ave, Oakland, NJ 07436
9738900005
Mortgage refinance companies in Oakland New Jersey help homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process and explain state specific rules like the New Jersey Home Ownership Security Act.
What Does a Mortgage Refinance Company in Oakland Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Oakland New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there New Jersey laws that protect me when refinancing?
Yes. New Jersey has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also requires clear disclosure of all fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.