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Mortgage Refinance Companies in Ocean City, NJ

Compare mortgage refinance companies in Ocean City. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 13 mortgage refinance companies in Ocean City, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brass Financial Group
1145 Asbury Ave unit a, Ocean City, NJ 08226
6098003863
Suzanne Bryce at Rate (NMLS #91143)
1205 West Ave # A, Ocean City, NJ 08226
6092944433
Longbridge Financial, LLC - John Walters - Reverse Mortgages
1501 Pleasure Ave, Ocean City, NJ 08226
5512525773
Ocean City Financial Group
700 West Ave Suite 200, Ocean City, NJ 08226
6098141100
Guaranteed Rate
301 E 10th St 1st Floor, Ocean City, NJ 08226
6093915206
PNC Mortgage
900 Central Ave, Ocean City, NJ 08226
6095252401
Waterstone Mortgage Corporation
903 Bay Ave Suite 208, Ocean City, NJ 08226
4012405468
Joe Jackson-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
7324761293
Joe Conlin-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
7324762165
Michael Jamison-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
7324761294
Best Home Loans & Realty
801 Asbury Ave, Ocean City, NJ 08226
6406502221
First Home Mortgage
1301 Asbury Ave, Ocean City, NJ 08226
6099380465
Philadelphia Mortgage Advisors
109 34th St, Ocean City, NJ 08226
6093988600

What Does a Mortgage Refinance Company in Ocean City Cost?

Typical costs for a mortgage refinance in New Jersey range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan, and title insurance costs of 500 to 1,500 dollars. New Jersey also charges a mortgage recording fee of about 2.50 dollars per 1,000 dollars of the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Ocean City New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law allows a three day rescission period after closing for most refinances.