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Compare Mortgage Refinance Companies in Passaic, NJ
Looking for a mortgage refinance company in Passaic? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Passaic, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in Passaic, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shimi Globman at Rate (NMLS #29708)
258 Main Ave Suite # 3, Passaic, NJ 07055
2015911170
Foreclosure Solutions - Century 21 AG Realty Group
47 Hoover Ave, Passaic, NJ 07055
8779288080
Chase Mortgage
620 Main Ave, Passaic, NJ 07055
9737790301
PNC Mortgage
629 Main Ave, Passaic, NJ 07055
9734585138
PNC Mortgage
405 Van Houten Ave, Passaic, NJ 07055
9734585158
Mortgage refinance companies in Passaic, New Jersey help homeowners lower their interest rate, reduce monthly payments, or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three days of application and follow strict disclosure rules under the New Jersey Consumer Protection Act. Working with a local company ensures knowledge of Passaic property values and county recording fees.
What Does a Mortgage Refinance Company in Passaic Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes lender origination fees, appraisal fees (usually $400 to $700), title insurance, and recording fees. New Jersey recording fees alone can be several hundred dollars. For a $300,000 loan, total closing costs often fall between $6,000 and $15,000. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Passaic?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current deed. Your refinance company will request a full list based on your loan type.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time. New Jersey law does not set a specific time limit, but lenders must follow federal Truth in Lending Act timelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.