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Find Mortgage Refinance Companies in Pennsville, NJ

Compare mortgage refinance companies in Pennsville. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Pennsville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Pennsville, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
234 N Broadway #1, Pennsville, NJ 08070
8566788900
Pennsville National Bank
170 S Broadway, Pennsville, NJ 08070
8566786006

Mortgage refinance companies in Pennsville, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a good faith estimate of closing costs within three business days of a loan application. Local companies can guide you through the process and explain state-specific rules like the New Jersey Home Ownership Security Act.

What Does a Mortgage Refinance Company in Pennsville Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. New Jersey also imposes a mortgage recording tax of 0.23 percent of the loan amount and a deed tax of 0.40 percent. Total closing costs often range from 2,000 to 5,000 dollars, but they can be higher for complex loans. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Pennsville?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day rescission period after closing, during which you can cancel the loan.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording tax and a state deed tax on refinances. These fees vary by loan amount and county, so ask your lender for an estimate.