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Compare Mortgage Refinance Companies in Point Pleasant Beach, NJ

Compare mortgage refinance companies in Point Pleasant Beach. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Point Pleasant Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Point Pleasant Beach, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Point Pleasant, NJ
405 Richmond Ave, Point Pleasant Beach, NJ 08742
8007789044
Matthew Pirnik at Rate (NMLS #240391)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7326389072
Rich McGowan at Rate (NMLS #1035650)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
9082162837
Rate
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7327842786

Mortgage refinance companies in Point Pleasant Beach New Jersey help homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three business days of application. Local companies understand the unique property values and flood insurance needs of this coastal Ocean County area.

What Does a Mortgage Refinance Company in Point Pleasant Beach Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search fees of 600 to 1200 dollars. Closing costs usually total 2 to 5 percent of the loan amount. New Jersey also charges a mortgage recording fee of about 0.23 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Point Pleasant Beach?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey also requires a property survey or flood zone certification for coastal homes.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey takes 30 to 45 days from application to closing. New Jersey law mandates a three business day right of rescission after signing for most refinances.
Are there New Jersey specific fees for refinancing?
Yes New Jersey charges a mortgage recording fee and a state transfer tax on the new loan. These fees vary by county and loan amount but often range from 500 to 1500 dollars.