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Compare Mortgage Refinance Companies in Ridgewood, NJ

Directory of mortgage refinance companies in Ridgewood, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Ridgewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 8 mortgage refinance companies in Ridgewood, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anne Ryoo, Branch Manager | Fairway Independent Mortgage
31 N Broad St, Ridgewood, NJ 07450
(917) 538-5855 anneryoomortgage.com
Hudson Home Mortgage
171 E Ridgewood Ave, Ridgewood, NJ 07450
(201) 689-2200 hudsonhomemortgage.com
Barnstable Mortgage Group LLC
545 N Maple Ave, Ridgewood, NJ 07450
(201) 818-1700 barnstablemortgage.com
Carnegie Mortgage Partners LLC
74 Godwin Ave, Ridgewood, NJ 07450
(201) 800-9029 carnegiemortgagepartners.com
Rachel Velez - Chase Home Lending Advisor - NMLS ID 624065
84 E Ridgewood Ave, Ridgewood, NJ 07450
(862) 201-9288 homelendingadvisor.chase.com
New American Funding - Ridgewood, NJ
31 E Ridgewood Ave ofc 3 3rd floor, Ridgewood, NJ 07450
(201) 584-3967 newamericanfunding.com
Birch Mortgage LLC
45 N Broad St, Ridgewood, NJ 07450
(201) 473-4500 birchmortgage.com
Chase Home Lending
84 E Ridgewood Ave, Ridgewood, NJ 07450
(862) 201-9288 homelendingadvisor.chase.com

What Does a Mortgage Refinance Company in Ridgewood Cost?

Typical costs for a mortgage refinance in New Jersey range from 2 to 5 percent of the loan amount. This includes lender origination fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. New Jersey also imposes a mortgage recording tax of 0.23 percent on the loan amount for most refinances. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Ridgewood New Jersey?
You typically need pay stubs, tax returns, bank statements, and a home appraisal. New Jersey lenders also require proof of homeowners insurance and a copy of your current mortgage statement.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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