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Find Mortgage Refinance Companies in Saddle Brook, NJ

Looking for a mortgage refinance company in Saddle Brook? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Saddle Brook, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in Saddle Brook, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garden State Mortgage Corp.
Park 80 West Plaza Two, 250 Pehle Ave Suite 302, Saddle Brook, NJ 07663
2013515870
Chand Mortgage
131 Market St, Saddle Brook, NJ 07663
2018430090
Nations Lending - Saddle Brook, NJ Branch - NMLS: 1824275
50 Market St Ste 6, Saddle Brook, NJ 07663
2015354440
Brian Spatz at Garden State Mortgage
Park 80 West Plaza Two, 250 Pehle Ave Suite 302, Saddle Brook, NJ 07663
5516894395
Dan Greco Mortgages
150 Pehle Ave, Saddle Brook, NJ 07663
2014635907

Mortgage refinance companies in Saddle Brook, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three days of application. Local companies understand Bergen County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Saddle Brook Cost?

Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually $300 to $500), title insurance, and the New Jersey mortgage recording tax. For a $300,000 loan, total costs could be $6,000 to $15,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Saddle Brook?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day rescission period after closing, during which you can cancel the loan.