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Find Mortgage Refinance Companies Near You in Sea Girt, NJ
Browse mortgage refinance companies serving Sea Girt, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Sea Girt, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Sea Girt, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
1330 Laurel Ave Suite 101, Sea Girt, NJ 08750
7323597801
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
7323597800
Mutual of Omaha Reverse Mortgage
2150 NJ-35 Suite 28, Sea Girt, NJ 08750
9086181458
Mortgage refinance companies in Sea Girt New Jersey help homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three business days of application. Local companies understand Sea Girt coastal property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Sea Girt Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount an appraisal fee of $400 to $700 and title insurance costs of $500 to $1,500. Closing costs in Sea Girt generally range from 2% to 5% of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Sea Girt?
You typically need pay stubs tax returns bank statements and a property appraisal. New Jersey lenders also require proof of homeowners insurance. Each refinance company may ask for additional documents based on your loan type.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your refinance company will provide a timeline estimate upfront.
Are there New Jersey laws that protect me when refinancing?
Yes New Jersey has a three-day right of rescission for most refinances allowing you to cancel without penalty. Lenders must also follow the New Jersey Truth in Consumer Contract Warranty and Notice Act. Always review your loan estimate carefully.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.