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Find Mortgage Refinance Companies Near You in Secaucus, NJ

Looking for a mortgage refinance company in Secaucus? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Secaucus, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Secaucus, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
100 Plaza Center #1, Secaucus, NJ 07094
2019742992
Chase Mortgage
450 Plaza Dr, Secaucus, NJ 07094
2013489204

Secaucus homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three business days of application. Local companies in Secaucus understand Hudson County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Secaucus Cost?

Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title insurance of $500 to $1,500, and lender origination fees of 0.5% to 1% of the loan. Recording fees in Hudson County are around $100 to $300. Note that these are general estimates and actual costs vary by situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Secaucus New Jersey?
You typically need pay stubs, tax returns, bank statements, and a recent property tax bill. New Jersey lenders also require a copy of your homeowners insurance policy. Your lender will give you a full checklist after your initial application.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if title issues arise. Your lender must provide a Loan Estimate within three business days of your application.