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Compare mortgage refinance companies in Sewell. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Sewell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage refinance companies in Sewell, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jerry Spence & Joe Bennett - Fairway Independent Mortgage Corp.
Mortgage refinance companies in Sewell, New Jersey help homeowners lower their interest rates, reduce monthly payments, or switch loan types. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Sewell residents can benefit from working with companies familiar with Gloucester County property values and recording fees.
What Does a Mortgage Refinance Company in Sewell Cost?
Typical costs for refinancing a mortgage in New Jersey include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,500 dollars. New Jersey also imposes a mortgage recording fee of about 0.25 percent of the loan and a state transfer tax of 0.10 percent. Actual costs depend on your loan size, lender, and property location. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sewell?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording fee and a state transfer tax on refinances. These fees vary by loan amount and county, and are typically paid at closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.