ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage refinance companies in Summit, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Summit, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage refinance companies in Summit, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steven Luzzi at CrossCountry Mortgage
7 Union Pl 2nd floor, Summit, NJ 07901
8777731226
Victor A Bergwall - 6951 - Wells Fargo Home Mortgage
190 River Rd First Floor, Summit, NJ 07901
2014861324
Chase Home Lending
67-69 Summit Ave, Summit, NJ 07901
9082968104
Jacqueline Koven at CrossCountry Mortgage
7 Union Pl 2nd floor, Summit, NJ 07901
7323007452
Michael Fattore - Chase Home Lending Advisor - NMLS ID 601221
67-69 Summit Ave, Summit, NJ 07901
9082968104
PNC Mortgage
517 Springfield Ave, Summit, NJ 07901
9085223440
Summit homeowners seeking a mortgage refinance company can find local lenders who understand New Jersey property values and regulations. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Working with a Summit-based company can help you navigate local title search requirements and municipal recording fees.
What Does a Mortgage Refinance Company in Summit Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Recording fees and taxes add several hundred dollars. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Summit New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. New Jersey lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the property requires a survey or if title issues arise.
Are there New Jersey specific fees for refinancing a mortgage?
Yes. New Jersey charges a mortgage recording fee of 0.23 percent of the loan amount plus a flat fee. You may also pay state transfer taxes if the refinance involves a new deed.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Summit who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.