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Compare Mortgage Refinance Companies in Swedesboro, NJ

Directory of mortgage refinance companies in Swedesboro, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Swedesboro, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Swedesboro, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NFM Lending - Swedesboro, NJ - Branch 239
1524 Kings Hwy, Swedesboro, NJ 08085
8665468663
Bill Lex at NFM Lending
1524 Kings Hwy, Swedesboro, NJ 08085
8563713474
Jerry Cook at NFM Lending
1524 Kings Hwy, Swedesboro, NJ 08085
2158370387

Mortgage refinance companies in Swedesboro New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Gloucester County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Swedesboro Cost?

Typical costs for a mortgage refinance in New Jersey range from 2 to 5 percent of the loan amount. This includes appraisal fees around 400 to 600 dollars, origination fees, title insurance, and recording fees. Closing costs in Swedesboro may vary based on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Swedesboro New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect mortgage refinancing?
Yes New Jersey has a three day right of rescission for most refinances, allowing you to cancel without penalty. The state also caps certain closing costs and requires clear disclosure of fees.