Mortgage Refinance Companies in Totowa, NJ — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.

Showing 8 mortgage refinance companies in Totowa, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Movement Mortgage - John Palumbo's Team - Totowa, NJ

231 Union Blvd 1st Floor, Totowa, NJ 07512

(973) 699-3797 movement.com

Alterra Home Loans

999 Riverview Dr, Totowa, NJ 07512

(877) 845-4805 goalterra.com

Peter D'Angelo at Rate (NMLS #885309)

195 US-46 #1, Totowa, NJ 07512

(973) 241-8946 rate.com

American Financial Network Inc. ~ a.s.k. AFN

409 Minnisink Rd # 202, Totowa, NJ 07512

(973) 715-0900

Dawn Logatto - Movement Mortgage

231 Union Blvd Fl 1, Totowa, NJ 07512

(201) 906-8682 movement.com

Gary Cornelius - Movement Mortgage

231 Union Blvd Fl 1, Totowa, NJ 07512

(201) 694-3245 movement.com

All Ways Lending

41 Vreeland Ave Suite 45, Totowa, NJ 07512

(973) 897-4529 allwayslending.com

Rate

195 US-46 #1, Totowa, NJ 07512

(973) 241-8946 rate.com

What Does a Mortgage Refinance Company in Totowa Cost?

Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees, title insurance, and state recording taxes. For a $300,000 loan, expect closing costs between $6,000 and $15,000. Costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Totowa?

You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property appraisal and a copy of your current deed.

How long does a mortgage refinance take in New Jersey?

The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three day rescission period after closing, giving you time to cancel without penalty.

Mortgage Refinance Companies in Other New Jersey Cities

Absecon · Allentown · Asbury Park · Audubon · Avenel · Barnegat · Basking Ridge · Bayonne · Belle Mead · Bergenfield · Berlin · Blackwood · Bloomfield · Boonton · Bordentown

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.

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