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Looking for a mortgage refinance company in Union City? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Union City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Union City, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Siddhi Financials LLC
3916 Bergenline Ave SUITE 2222, Union City, NJ 07087
9732001676
The Mortgage Zone
407 39th St Suite 302, Union City, NJ 07087
8662140025
Dawilsa Urena - Chase Home Lending Advisor - NMLS ID 2163834
3196 John F. Kennedy Blvd, Union City, NJ 07087
9172150597
Jim Kelly - 293680 - Wells Fargo Home Mortgage
614 Summit Ave, Union City, NJ 07087
6097505408
A mortgage refinance company in Union City, New Jersey helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application.
What Does a Mortgage Refinance Company in Union City Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Union City?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey also requires a property survey or title search.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work takes longer.
Are there New Jersey specific rules for refinancing?
Yes, New Jersey has a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.