Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in West Long Branch, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantis Mortgage Co Inc
55 Oceanport Ave, West Long Branch, NJ 07764
7329631616
Fidelity Residential
121 NJ-36 #230, West Long Branch, NJ 07764
7326869999
Perfectum Mortgage
241 Monmouth Rd suite 101a, West Long Branch, NJ 07764
9083120100
Our House Mortgage
241 Monmouth Rd STE 101, West Long Branch, NJ 07764
7324567600
What Does a Mortgage Refinance Company in West Long Branch Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs often total 2% to 5% of the loan amount. New Jersey also imposes a mortgage recording tax of 0.23% of the loan amount plus a 0.05% county fee. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in West Long Branch?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing a mortgage?
Yes, New Jersey charges a mortgage recording tax on refinances. This tax is typically 0.23% of the loan amount for most refinances, plus a county fee of 0.05%.