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Find Mortgage Refinance Companies in West Windsor Township, NJ
Directory of mortgage refinance companies in West Windsor Township, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
West Windsor Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in West Windsor Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HCC Mortgage Inc
15 Wellington Dr, West Windsor Township, NJ 08550
7323488431
Hope Home Lending By Hennig
33 Princeton Hightstown Rd n8, West Windsor Township, NJ 08550
6406502224
Mortgage refinance companies in West Windsor Township New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Mercer County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in West Windsor Township Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title search and insurance of $800 to $1,500, and lender origination fees of 0.5% to 1% of the loan. Closing costs also include recording fees and taxes. These amounts vary by property value and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in West Windsor Township?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a credit check. Your refinance company will provide a full list based on your loan type.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal takes longer or if there are title issues. Your refinance company will keep you updated on the timeline.
Are there New Jersey laws that affect mortgage refinancing?
Yes, New Jersey has a three-day right of rescission for most refinances, allowing you to cancel without penalty. The state also caps certain origination fees and requires lenders to disclose all costs upfront. Always review the Loan Estimate carefully.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.