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Find Mortgage Refinance Companies Near You in Wildwood, NJ

Looking for a mortgage refinance company in Wildwood? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Wildwood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Wildwood, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bobby Bugz Mortgages
3300 Pacific Ave, Wildwood, NJ 08260
2156513318
Home Loans & Realty By Hennig
5406 New Jersey Ave Ste-B, Wildwood, NJ 08260
6402033393
Mark Weigle - Mortgage Loan Officer
340 W Rio Grande Ave, Wildwood, NJ 08260
6102911553

A mortgage refinance company in Wildwood New Jersey helps homeowners replace their existing home loan with a new one. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance services can assist with lowering monthly payments or changing loan terms.

What Does a Mortgage Refinance Company in Wildwood Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in New Jersey often total between 2% and 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Wildwood New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New Jersey specific fees for mortgage refinancing?
Yes New Jersey charges a mortgage recording fee and a state transfer tax on refinances. These fees vary by county and loan amount and are typically paid at closing.