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Find Mortgage Refinance Companies in Alamogordo, NM
Looking for a mortgage refinance company in Alamogordo? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Alamogordo, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 7 mortgage refinance companies in Alamogordo, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1200 N White Sands Blvd # 105, Alamogordo, NM 88310
5754348138
Dani Alpers - Gateway Mortgage
420 E 9th St, Alamogordo, NM 88310
5753391134
Otero Federal Credit Union
3300 N White Sands Blvd, Alamogordo, NM 88310
5754348500
WaFd Bank
300 E 1st St, Alamogordo, NM 88310
5754390011
Monica Creason - Gateway Mortgage
420 E 9th St, Alamogordo, NM 88310
5752055030
Gateway Mortgage
420 E 9th St, Alamogordo, NM 88310
5752052615
American Dream Mortgage
920 E 10th St, Alamogordo, NM 88310
5754438050
Mortgage refinance companies in Alamogordo New Mexico help homeowners lower their interest rates or change loan terms. New Mexico law requires lenders to provide a Good Faith Estimate within three business days of a loan application. Local refinance services can assist with cash-out refinancing or rate-and-term changes for homes in Otero County.
What Does a Mortgage Refinance Company in Alamogordo Cost?
Typical costs for a mortgage refinance in New Mexico include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance costs of $500 to $1,500. Closing costs in Alamogordo often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Alamogordo?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Mexico lenders also require a property appraisal and a signed Good Faith Estimate.
How long does a mortgage refinance take in New Mexico?
A standard refinance in New Mexico usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New Mexico laws that affect mortgage refinancing?
Yes. New Mexico has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, lenders must follow the New Mexico Home Loan Protection Act for certain high-cost loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.