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Compare mortgage refinance companies in Aztec. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Aztec, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 2 mortgage refinance companies in Aztec, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Key Mortgage Group, Inc
109 W Chaco St, Aztec, NM 87410
5053342510
Accredited Mortgage LLC , NMLS# 2079651
10 Rd 2101, Aztec, NM 87410
5054021442
Mortgage refinance companies in Aztec New Mexico help homeowners adjust their loan terms or lower their interest rates. New Mexico law requires lenders to provide clear disclosures under the New Mexico Home Loan Protection Act. Local companies in Aztec can guide you through the process and explain state-specific rules.
What Does a Mortgage Refinance Company in Aztec Cost?
Typical costs for a mortgage refinance in New Mexico include an application fee of 300 to 500 dollars an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. These costs vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for refinancing in Aztec?
You typically need pay stubs tax returns bank statements and a current mortgage statement. Lenders in New Mexico may also ask for a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Mexico?
A standard refinance in New Mexico usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Mexico laws that protect refinance borrowers?
Yes the New Mexico Home Loan Protection Act limits prepayment penalties and requires lenders to verify your ability to repay. This law applies to most refinance loans in the state.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.