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Find Mortgage Refinance Companies in Albany, NY

Looking for a mortgage refinance company in Albany? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Albany, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 20 mortgage refinance companies in Albany, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homeowners Advantage
4 Winners Cir, Albany, NY 12205
(877) 266-7722 broadviewfcu.com
Homestead Funding Corp: Flo Bouchard | NMLS# 195959
8 Airline Dr, Albany, NY 12205
(518) 788-4866 homesteadfunding.com
Homestead Funding Corp.
8 Airline Dr, Albany, NY 12205
(518) 464-1100 homesteadfunding.com
Homeowners Advantage
700 Patroon Creek Blvd Suite 301, Albany, NY 12206
(877) 266-7722 homeownersadvantage.com
Homestead Funding Corp: Kristen L. Brooke | NMLS# 53966
8 Airline Dr, Albany, NY 12205
(518) 441-0644 homesteadfunding.com
Homestead Funding Corp: Jason E. Young | NMLS# 64513
8 Airline Dr, Albany, NY 12205
(518) 701-1704 homesteadfunding.com
Brian Marchand, New American Funding nmls # 481563 Albany
18 Computer Dr E #103, Albany, NY 12205
(518) 396-7392 newamericanfunding.com
Homestead Funding Corp: Jody M. Long | NMLS# 60321
8 Airline Dr, Albany, NY 12205
(518) 229-6257 homesteadfunding.com
Homestead Funding Corp: Joel Slutsky | NMLS# 56542
8 Airline Dr, Albany, NY 12205
(518) 376-9990 homesteadfunding.com
Homestead Funding Corp: Andrea Jimenez Kullman | NMLS# 65157
8 Airline Dr, Albany, NY 12205
(518) 331-9971 homesteadfunding.com
Homestead Funding Corp: Rick Solosky | NMLS# 66371
8 Airline Dr, Albany, NY 12205
(518) 365-5181 homesteadfunding.com
Homestead Funding Corp: Sherri Wade | NMLS# 1456585
8 Airline Dr, Albany, NY 12205
(518) 796-3539 homesteadfunding.com
Albany Hard Money
12 Elmwood Rd, Albany, NY 12204
(518) 708-8221 albanyhardmoney.com
Bob LaPointe
125 Wolf Rd Suite #128, Albany, NY 12205
(518) 466-3410 rate.com
Empower Mortgage LLC
1218 Central Ave #2, Albany, NY 12205
(518) 459-3239 empowermortgagellc.com
Homestead Funding Corp: Peter D. Tull | NMLS# 57971
8 Airline Dr, Albany, NY 12205
(518) 639-2451 homesteadfunding.com
Homestead Funding Corp. – Albany-Colonie
8 Airline Dr, Albany, NY 12205
(518) 373-0814 homesteadfunding.com
Homestead Funding Corp: Mark W. Foley | NMLS# 148387
8 Airline Dr, Albany, NY 12205
(518) 292-1614 homesteadfunding.com
Homestead Funding Corp: Joanna Taft | NMLS# 66631
8 Airline Dr, Albany, NY 12205
(518) 588-9455 homesteadfunding.com
Homestead Funding Corp: Susan McNeice | NMLS# 126581
8 Airline Dr, Albany, NY 12205
(518) 859-6351 homesteadfunding.com

Mortgage refinance companies in Albany New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance services can guide you through the process while complying with state regulations.

What Does a Mortgage Refinance Company in Albany Cost?

Typical costs for a mortgage refinance in New York include an application fee of 200 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Albany New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a completed loan application form.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission after signing, which can add a few days to the timeline.

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