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Directory of mortgage refinance companies in Albany, New York. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Albany, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 20 mortgage refinance companies in Albany, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Peter D. Tull | NMLS# 57971
8 Airline Dr, Albany, NY 12205
5186392451
Homestead Funding Corp. – Albany-Colonie
8 Airline Dr, Albany, NY 12205
5183730814
Homestead Funding Corp: Mark W. Foley | NMLS# 148387
8 Airline Dr, Albany, NY 12205
5182921614
Homestead Funding Corp: Joanna Taft | NMLS# 66631
8 Airline Dr, Albany, NY 12205
5185889455
Homestead Funding Corp: Susan McNeice | NMLS# 126581
8 Airline Dr, Albany, NY 12205
5188596351
Mortgage refinance companies in Albany New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance services can guide you through the process while complying with state regulations.
What Does a Mortgage Refinance Company in Albany Cost?
Typical costs for a mortgage refinance in New York include an application fee of 200 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Albany New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a completed loan application form.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission after signing, which can add a few days to the timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.