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Find Mortgage Refinance Companies in Amherst, NY

Looking for a mortgage refinance company in Amherst? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 3 mortgage refinance companies in Amherst, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Priority Mortgage, Inc.
6000 Sheridan Dr Suite A, Amherst, NY 14221
(716) 651-5626 1stprioritymortgage.com
L W Integrity Funding LLC
4498 Main St # 8, Amherst, NY 14226
(716) 873-3500 lwintegrity.com
Gerald Kelly Capital Corporation
4476 Main Rd Director's Office, Amherst, NY 14226
(716) 839-9533 geraldkelly.com

Mortgage refinance companies in Amherst New York help homeowners lower their interest rate or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Erie County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Amherst Cost?

Typical costs for a mortgage refinance in New York include an appraisal fee of 400 to 700 dollars, lender origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,500 dollars. Closing costs in Amherst generally range from 2,000 to 6,000 dollars. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Amherst New York?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there New York state taxes on refinancing my home?
New York does not charge a state tax on refinance loans. However you may pay local mortgage recording tax if your loan amount increases. Check with your lender for exact details.

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