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Find Mortgage Refinance Companies Near You in Babylon, NY
Directory of mortgage refinance companies in Babylon, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Babylon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage refinance companies in Babylon, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cross Country Mortgage, Babylon Branch
18 Deer Park Ave, Babylon, NY 11702
6315788523
Viking Mortgage Co of NY
W Main St, Babylon, NY 11702
6313214600
Marc J Mountrichas - Chase Home Lending Advisor - NMLS ID 65713
31 W Main St, Babylon, NY 11702
5162954151
Abraham Ohanian - Contour Mortgage
116 W Main St, Babylon, NY 11702
5168523761
Babylon New York homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending statement within three business days of application. Local companies in Suffolk County understand Babylon property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Babylon Cost?
Typical costs for refinancing a mortgage in New York include an application fee of $300 to $500, appraisal fee of $400 to $700, and title search and insurance fees of $500 to $1,500. New York also charges a mortgage recording tax of 0.75% to 1.05% of the loan amount. Attorney review fees may add $500 to $1,000. These costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Babylon New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal is slow or if additional documents are needed.
Are there New York state taxes on mortgage refinancing?
New York imposes a mortgage recording tax on refinances, which is typically 0.75% to 1.05% of the loan amount depending on the county. Suffolk County has specific rates that your lender will disclose.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.