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Mortgage Refinance Companies in Briarcliff Manor, NY

Compare mortgage refinance companies in Briarcliff Manor. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Briarcliff Manor, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Briarcliff Manor, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
1100 Pleasantville Rd, Briarcliff Manor, NY 10510
4808615131
Chase Home Lending
1946 Pleasantville Rd, Briarcliff Manor, NY 10510
2094807182

Mortgage refinance companies in Briarcliff Manor, New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a clear Loan Estimate within three business days of application. Local refinance services can guide you through the process while complying with state regulations on prepayment penalties and escrow accounts.

What Does a Mortgage Refinance Company in Briarcliff Manor Cost?

Typical costs for a mortgage refinance in New York include an appraisal fee of $400 to $700, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costing $1,000 to $2,500. New York also imposes a mortgage recording tax, which in Westchester County is approximately 1.05 percent of the refinance amount. Closing costs generally range from 2 to 5 percent of the loan principal. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents are needed to refinance a mortgage in Briarcliff Manor?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders may also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission after signing, which adds time for most refinances.
Are there New York state taxes or fees on refinancing?
Yes, New York charges a mortgage recording tax on refinances, which varies by county. In Westchester County, the rate is about 1.05 percent of the loan amount for most refinances.