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Compare Mortgage Refinance Companies in Buffalo, NY
Browse mortgage refinance companies serving Buffalo, New York. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Buffalo, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 11 mortgage refinance companies in Buffalo, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
4405 Milestrip Rd Suite 5B, Buffalo, NY 14219
7166770413
HUNT Mortgage (NMLS #37405)
403 Main St #210, Buffalo, NY 14203
8884338373
Queen City Funding, Inc.
1416 Sweet Home Rd #9b, Buffalo, NY 14228
7167990846
Premium Mortgage Corporation
4421 Transit Rd, Buffalo, NY 14221
7166330501
Haus Capital Corporation
295 Main St Suite 101 A, Buffalo, NY 14203
7165884287
Samer Hanash, MBA (Haus Capital Corp)
295 Main St Suite 101 A, Buffalo, NY 14203
7168152406
Banas Mortgage Co LTD
27 N Long St, Buffalo, NY 14221
7166335888
Supreme Lending Buffalo
6325 Sheridan Dr Suite 1, Buffalo, NY 14221
7169296800
M&T Mortgage
1 Fountain Plz, Buffalo, NY 14203
8882530799
Jackie Duncan
300 Airborne Pkwy Suite 130, Buffalo, NY 14225
7166094186
John Glennon at Absolute Mortgage
2 Symphony Cir, Buffalo, NY 14201
7169844290
A mortgage refinance company in Buffalo New York helps homeowners lower their interest rate or change loan terms. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local refinance companies understand Western New York property values and can guide you through the process.
What Does a Mortgage Refinance Company in Buffalo Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. New York also imposes a mortgage recording tax that can add 0.50 percent to 1.00 percent of the loan amount. Attorney review fees and credit report fees may apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Buffalo New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New York state fees for refinancing a mortgage?
Yes New York charges a mortgage recording tax on the new loan amount. This tax is typically 0.50 percent to 1.00 percent of the loan depending on the county. Buffalo is in Erie County which has its own specific tax rates.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.