Compare Mortgage Refinance Companies in Buffalo, NY
Directory of mortgage refinance companies in Buffalo, New York. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 11 mortgage refinance companies in Buffalo, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Buffalo Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. New York also imposes a mortgage recording tax that can add 0.50 percent to 1.00 percent of the loan amount. Attorney review fees and credit report fees may apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Buffalo New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New York state fees for refinancing a mortgage?
Yes New York charges a mortgage recording tax on the new loan amount. This tax is typically 0.50 percent to 1.00 percent of the loan depending on the county. Buffalo is in Erie County which has its own specific tax rates.