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Find Mortgage Refinance Companies in Cicero, NY

Looking for a mortgage refinance company in Cicero? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Cicero, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 mortgage refinance companies in Cicero, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
6195 NY-31 #8, Cicero, NY 13039
(315) 699-4950 onemainfinancial.com
Chase Mortgage
7888 Brewerton Rd, Cicero, NY 13039
(315) 452-5816 chase.com

Cicero, New York residents can work with mortgage refinance companies to lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services in Onondaga County help homeowners navigate state-specific closing procedures and property tax rules.

What Does a Mortgage Refinance Company in Cicero Cost?

Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search fees of 500 to 1,000 dollars. New York mortgage recording tax can add 1.05 percent of the loan amount in Onondaga County. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Cicero New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a completed loan application. Gather these documents before contacting a refinance company.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a Closing Disclosure at least three business days before closing.

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