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Find Mortgage Refinance Companies Near You in Depew, NY
Browse mortgage refinance companies serving Depew, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Depew, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in Depew, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
4779 Transit Rd, Depew, NY 14043
7166560081
KeyBank
2066 George Urban Blvd, Depew, NY 14043
7166512230
KeyBank
1455 French Rd, Depew, NY 14043
7166565707
Mortgage refinance companies in Depew New York help homeowners adjust their loan terms or lower their interest rates. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the state specific disclosure and closing process.
What Does a Mortgage Refinance Company in Depew Cost?
Typical costs for refinancing a mortgage in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. New York also imposes a mortgage recording tax of about 1.05% in Erie County. Closing costs generally total 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Depew New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders may also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there any New York specific fees for refinancing a mortgage?
Yes, New York charges a mortgage recording tax on refinances, which varies by county. In Erie County, the tax is approximately 1.05% of the loan amount. Other fees include title insurance and attorney review costs.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.