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Mortgage Refinance Companies in East Northport, NY

Directory of mortgage refinance companies in East Northport, New York. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
East Northport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 mortgage refinance companies in East Northport, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FourLeaf Federal Credit Union
357 Larkfield Rd, East Northport, NY 11731
(800) 628-7070 fourleaffcu.com
Chase Home Lending
17 Huntington Square Mall, East Northport, NY 11731
(516) 578-4488 homelendingadvisor.chase.com

Mortgage refinance companies in East Northport, New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local companies understand Suffolk County property values and can guide you through the refinancing process.

What Does a Mortgage Refinance Company in East Northport Cost?

Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. New York also charges a mortgage recording tax that can add 1,000 to 3,000 dollars for a 200,000 dollar loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in East Northport?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. This timeline includes underwriting, appraisal, and a mandatory three-day rescission period after closing.
Are there New York state taxes on mortgage refinancing?
Yes, New York imposes a mortgage recording tax on refinances, which varies by county. In Suffolk County, the tax is approximately 1.05 percent of the loan amount. Some lenders may offer credits or exemptions.

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