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Find Mortgage Refinance Companies Near You in Freeport, NY
Compare mortgage refinance companies in Freeport. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Freeport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 9 mortgage refinance companies in Freeport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
49 W Merrick Rd Suite 200, Freeport, NY 11520
7187572088
Benjamin Bankers
121 Church St, Freeport, NY 11520
5168881898
Chris Gonzalez | Fairway Independent Mortgage Corporation Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
5167816600
Sunrise Mortgage Company, Inc.
49 Guy Lombardo Ave, Freeport, NY 11520
5167715600
Jamie Gallagher | Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
9179402819
Rene Anthony Gonzalez | Fairway Independent Mortgage Corporation Branch Manager
49 W Merrick Rd Suite 200, Freeport, NY 11520
5169729665
Michael Bauer | Lightning Funding - Mortgage Broker
49 W Merrick Rd Suite 200, Freeport, NY 11520
5169725253
Prudential Borrowing Llc
49 W Sunrise Hwy, Freeport, NY 11520
8005406847
Michelle Abreu - Chase Home Lending Advisor - NMLS ID 2114126
25 S Main St, Freeport, NY 11520
5163154648
Mortgage refinance companies in Freeport, New York help homeowners lower their interest rates or change loan terms. New York law requires all mortgage brokers and lenders to be licensed by the New York State Department of Financial Services. Freeport residents can work with local firms to navigate the refinance process and meet state disclosure requirements.
What Does a Mortgage Refinance Company in Freeport Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $500 to $1,000. New York also imposes a mortgage recording tax, which in Nassau County can be about 1.0% of the loan amount. Attorney review fees may add $500 to $1,500. These are general estimates and actual costs depend on your specific loan and lender. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Freeport?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a signed disclosure form under New York Banking Law.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there any New York-specific fees for refinancing?
Yes, New York charges a mortgage recording tax on refinanced loans. This tax varies by county and can be 0.5% to 1.0% of the loan amount. Freeport is in Nassau County, which has its own recording tax rates.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.