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Compare Mortgage Refinance Companies in Garnerville, NY
Browse mortgage refinance companies serving Garnerville, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Garnerville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Garnerville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Backyard Mortgage Corp.
27 Bubenko Ln, Garnerville, NY 10923
8457861610
Chase Mortgage
58 W Ramapo Rd, Garnerville, NY 10923
8453548384
Mortgage refinance companies in Garnerville, New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Garnerville residents can work with these companies to refinance under the state's strict consumer protection rules.
What Does a Mortgage Refinance Company in Garnerville Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 2,000 dollars. New York also charges a mortgage recording tax that can add 1 to 2 percent of the loan amount. These costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Garnerville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a copy of your current mortgage note and property deed.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission after closing for most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.