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Find Mortgage Refinance Companies Near You in Huntington Station, NY

Looking for a mortgage refinance company in Huntington Station? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Huntington Station, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Huntington Station, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
55 W Jericho Turnpike, Huntington Station, NY 11746
6312602926
Richard Sciascia
580 E Jericho Tpke, Huntington Station, NY 11746
5168104133

Huntington Station homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. In New York, refinance transactions are subject to state banking regulations and may require a mortgage recording tax. Local lenders in Suffolk County understand the regional property values and can guide you through the process.

What Does a Mortgage Refinance Company in Huntington Station Cost?

Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance which can range from $500 to $1,500. New York also imposes a mortgage recording tax, which for a $300,000 loan in Suffolk County is approximately $750 to $1,500. Closing costs generally total 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Huntington Station?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York specific fees for refinancing?
Yes, New York charges a mortgage recording tax on refinances, which can be 0.25% to 1.0% of the loan amount depending on the county. Suffolk County also has its own transfer tax and recording fees.