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Find Mortgage Refinance Companies Near You in Ithaca, NY
Directory of mortgage refinance companies in Ithaca, New York. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Ithaca, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 8 mortgage refinance companies in Ithaca, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alternatives Federal Credit Union
125 N Fulton St, Ithaca, NY 14850
6072734611
Beginnings Credit Union - Meadow Street Branch
409 N Meadow St, Ithaca, NY 14850
6072578500
First Priority Mortgage Inc
2333 N Triphammer Rd #101, Ithaca, NY 14850
6072576767
Brendan Burns, Movement Mortgage
528 W Green St, Ithaca, NY 14850
6077685222
Beginnings Credit Union - Mortgage Office
1050 Craft Rd, Ithaca, NY 14850
6072578500
Beginnings Credit Union - The Commons
202 E State St, Ithaca, NY 14850
6072578500
Ryan Wuerthner - M&T Bank
118 N Tioga St, Ithaca, NY 14850
6072378884
Movement Mortgage
528 W Green St, Ithaca, NY 14850
8773141499
Mortgage refinance companies in Ithaca New York help homeowners lower their interest rate or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders understand Tompkins County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Ithaca Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. New York also charges a mortgage recording tax. These costs vary by lender and loan amount. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Ithaca New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A typical refinance in New York takes 30 to 45 days from application to closing. New York law allows a three-day rescission period after closing for most refinances.
Are there New York state taxes on mortgage refinancing?
New York imposes a mortgage recording tax on refinances, which varies by county. In Tompkins County the rate is about 1.0 percent of the loan amount. Some lenders may charge an additional state surcharge.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.