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Directory of mortgage refinance companies in Jamestown, New York. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Jamestown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Jamestown, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Jamestown
800 Fairmount Ave E Suite 1, Jamestown, NY 14701
7164287114
PrimeLending, A PlainsCapital Company - Jamestown
800 Fairmount Ave E Suite 1, Jamestown, NY 14701
7164287114
A mortgage refinance company in Jamestown New York helps homeowners lower their interest rate or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Chautauqua County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Jamestown Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 1,000 to 2,000 dollars. New York also imposes a mortgage recording tax of 0.75 percent to 1.0 percent of the loan amount depending on the county. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Jamestown New York?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in New York?
A standard refinance in New York takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York specific fees for refinancing a mortgage?
Yes New York charges a mortgage recording tax on refinances. This tax is based on the loan amount and varies by county. In Chautauqua County the rate is 0.75 percent of the mortgage principal.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.