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Find Mortgage Refinance Companies Near You in Larchmont, NY
Compare mortgage refinance companies in Larchmont. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Larchmont, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage refinance companies in Larchmont, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Scott Capital Group: Kevin deNeergaard
1890 Palmer Ave # 302, Larchmont, NY 10538
6312991202
Scott Capital Group-Wioletta Tuliszewski
1890 Palmer Ave # 302, Larchmont, NY 10538
8453009830
Chase Home Lending
125 Chatsworth Ave, Larchmont, NY 10538
6505324043
Scott Capital Group
1890 Palmer Ave # 302, Larchmont, NY 10538
2122287559
Chase Home Lending
1350 Boston Post Rd, Larchmont, NY 10538
7756834487
Mortgage refinance companies in Larchmont New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Westchester County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Larchmont Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 1,000 to 2,500 dollars. New York also imposes a mortgage recording tax of 1.30% of the loan amount in Westchester County. Closing costs generally total 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Larchmont?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a credit check.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York law allows a three day rescission period after signing, during which you can cancel the loan.
Are there New York specific fees for refinancing a mortgage?
Yes, New York charges a mortgage recording tax on refinances. This tax is based on the loan amount and can range from 0.80% to 2.175% depending on the county. Larchmont is in Westchester County where the rate is 1.30%.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.