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Find Mortgage Refinance Companies Near You in Long Beach, NY
Looking for a mortgage refinance company in Long Beach? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Long Beach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Long Beach, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rock East Funding
670 Long Beach Blvd, Long Beach, NY 11561
5167758800
John Boland, Loan Officer, NMLS # 414170 - American Financial Network, Inc.
780 Long Beach Blvd, Long Beach, NY 11561
5166600702
Mortgage refinance companies in Long Beach, New York help homeowners lower their interest rate, reduce monthly payments, or switch loan types. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local companies understand Long Beach property values and can guide you through the process.
What Does a Mortgage Refinance Company in Long Beach Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan amount. New York mortgage recording tax can add 0.25% to 0.80% depending on the loan size and county. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Long Beach?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York state taxes or fees on a refinance?
New York imposes a mortgage recording tax on refinances, which is based on the loan amount. This tax is typically 0.25% to 0.30% for loans under $500,000 and higher for larger amounts. Some lenders also charge origination fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.