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Find Mortgage Refinance Companies in Mt Kisco, NY

Directory of mortgage refinance companies in Mt Kisco, New York. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Mt Kisco, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 6 mortgage refinance companies in Mt Kisco, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomePlus Capital
120 Kisco Ave Suite T, Mt Kisco, NY 10549
(212) 680-4294 homepluscapital.com
Valley Bank
51 S Moger Ave, Mt Kisco, NY 10549
(914) 752-4262 locations.valley.com
Matthew T Konecni - Chase Home Lending Advisor - NMLS ID 945265
16 E Main St, Mt Kisco, NY 10549
(845) 222-7683 homelendingadvisor.chase.com
Chase Home Lending
16 E Main St, Mt Kisco, NY 10549
(845) 222-7683 homelendingadvisor.chase.com
Chase Mortgage
55 E Main St, Mt Kisco, NY 10549
(914) 666-8011 chase.com
Chris Kuhlman - TD Bank Mortgage Loan Officer
193 E Main St, Mt Kisco, NY 10549
(888) 751-9000 tdbank.com

Mt Kisco homeowners can work with a mortgage refinance company to adjust their loan terms or lower their monthly payments. New York law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies understand Westchester County property values and can help you navigate the process.

What Does a Mortgage Refinance Company in Mt Kisco Cost?

Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, appraisal fee of $400 to $700, and title search fees of $500 to $1,000. The New York mortgage recording tax can add 1.05% to 1.30% of the loan amount. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Mt Kisco?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
The process usually takes 30 to 45 days from application to closing. New York state requires a three business day right of rescission after signing, which can add a few days.
Are there any New York specific fees for refinancing?
Yes, New York charges a mortgage recording tax on refinances, which is based on the loan amount. In Westchester County, the rate is 1.05% of the principal for loans up to $500,000.

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