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Find Mortgage Refinance Companies Near You in Mt Sinai, NY
Compare mortgage refinance companies in Mt Sinai. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Mt Sinai, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Mt Sinai, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Falino Loan Officer US Mortgage
620 NY-25A suite c, Mt Sinai, NY 11766
6312305834
Chase Home Lending
5499 Nesconset Hwy, Mt Sinai, NY 11766
6313793037
Mortgage refinance companies in Mt Sinai, New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Suffolk County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Mt Sinai Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costing 0.5% to 1% of the loan amount. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mt Sinai?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there New York state taxes on mortgage refinancing?
New York imposes a mortgage recording tax on refinances, which varies by county. In Suffolk County, the tax is 1.05% of the loan amount for loans over $500,000.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.