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Find Mortgage Refinance Companies Near You in New City, NY

Looking for a mortgage refinance company in New City? Review the directory below to compare your options.

5 agents listed
Updated June 2026
New City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 5 mortgage refinance companies in New City, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FM Home Loans
56 Congers Rd, New City, NY 10956
(845) 354-9700 fmm.com
Zev Spitzer at CrossCountry Mortgage
873 NY-45 #107, New City, NY 10956
(845) 637-2664 ccm.com
Joseph May at Homebridge Financial Servicing
53B S Main St, New City, NY 10956
(845) 729-1606 josephmay.com
Jay Reich at CrossCountry Mortgage
873 NY-45 #107, New City, NY 10956
(646) 668-3955 ccm.com
Rick Spears | Prodigy Mortgage Corp
3 Dalewood Ct, New City, NY 10956
(845) 639-0400 prodigymortgage.com

A mortgage refinance company in New City New York can help you lower your rate or change your loan term. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Rockland County property values and can guide you through state-specific closing procedures.

What Does a Mortgage Refinance Company in New City Cost?

Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. New York also imposes a mortgage recording tax of 0.25 percent of the loan amount. Attorney review fees and credit report fees may add 200 to 600 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in New City New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York also requires a signed application and a Good Faith Estimate of closing costs.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or title search requirements specific to Rockland County.
Are there New York-specific fees for refinancing a mortgage?
Yes. New York charges a mortgage recording tax on refinances, which is 0.25 percent of the loan amount for most transactions. Some counties also have additional transfer taxes.

Mortgage Refinance Companies in Other New York Cities