Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage refinance companies in Pearl River, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Reid at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
8777731226
Christopher Higgins at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
8777731226
Drew Tobin at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
9143566685
QuestStar Mortgage
7 E Central Ave, Pearl River, NY 10965
8008470714
Carbon Team at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
8455484272
What Does a Mortgage Refinance Company in Pearl River Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan amount. New York also imposes a mortgage recording tax. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pearl River?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A typical refinance in New York takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there any New York state fees for refinancing?
New York charges a mortgage recording tax on refinances, which is 0.25% to 1.0% of the loan amount depending on the county. Pearl River is in Rockland County, where the tax is 0.75% for loans over $500,000.