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Compare Mortgage Refinance Companies in Rensselaer, NY
Browse mortgage refinance companies serving Rensselaer, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Rensselaer, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Rensselaer, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
600 N Greenbush Rd, Rensselaer, NY 12144
5182856072
Trustco Bank
501 Columbia Turnpike, Rensselaer, NY 12144
5184797233
Mortgage refinance companies in Rensselaer New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local companies familiar with Rensselaer County property values can guide you through the process.
What Does a Mortgage Refinance Company in Rensselaer Cost?
Typical costs for mortgage refinancing in New York include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars. Title search and insurance can cost 800 to 1500 dollars. New York also charges a mortgage recording tax which varies by county. In Rensselaer County the tax is 0.75 percent of the loan amount for most refinances. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Rensselaer New York?
You typically need pay stubs tax returns bank statements and a recent property appraisal. New York lenders also require proof of homeowners insurance and a valid government ID.
Are there New York state laws that affect mortgage refinancing timelines?
Yes New York law gives you a three day right of rescission after signing refinance documents. The entire process usually takes 30 to 45 days from application to closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.