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Find Mortgage Refinance Companies Near You in Riverhead, NY
Directory of mortgage refinance companies in Riverhead, New York. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Riverhead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage refinance companies in Riverhead, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Island Federal Credit Union
1071 Old Country Rd, Riverhead, NY 11901
6318511100
OneMain Financial
700 Old Country Rd #1, Riverhead, NY 11901
6312083262
Chase Home Lending
1450 Old Country Rd, Riverhead, NY 11901
6462757311
HRS holdings world wide L.L.C.
220 Roanoke Ave, Riverhead, NY 11901
9295995265
Mortgage, Bank of America
499 Old Country Rd, Riverhead, NY 11901
6317408893
Chase Mortgage
7 W Main St, Riverhead, NY 11901
6313698500
Mortgage refinance companies in Riverhead, New York help homeowners replace their existing home loan with a new one. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Suffolk County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Riverhead Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Suffolk County often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Riverhead?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.